Direct Private Lending for Investors, Builders & Developers Nationwide.
Fast, Flexible, and Backed by Real Expertise.
- Rates starting as low as 8.99%
- All broker partnerships welcome — monthly incentives for top performers
- Brokers protected
Loan Products
A good strategy is a strategy that can successfully lead the business in a more developed direction.
Fix and Flip Loans
Short-term financing for investors acquiring and renovating properties for resale.
- Loan amounts up to $3,000,000
- Up to 85% LTC / 70–75% ARV
- Interest-only payments
- Entity borrowers only (LLC / Corp / Trust)
Flexible financing with rates starting at competitive market levels, designed for investor performance and project type.
Rental / DSCR Loans
Long-term financing for stabilized or income-producing properties
- Loan amounts up to $2,000,000
- DSCR typically 1.00–1.25x
- 30-year fixed or ARM options
- Entity borrowers only (LLC / Corp / Trust)
Flexible financing with rates starting at competitive market levels, designed for investor performance and project type.
Refinance/Equity Loans
Unlock or restructure equity: cash-out or rate-and-term refinancing for investment properties
- LTV up to 70% (asset-based)
- Interest-only options available
- Entity borrowers only (LLC / Corp / Trust)
- Streamlined underwriting and quick closings
Flexible financing with rates starting at competitive market levels, designed for investor performance and project type.
Purchase Loans
Fast funding for new acquisitions and time-sensitive closings.
- Loan amounts up to $3,000,000
- Close in as little as 7–10 days
- Entity borrowers only (LLC / Corp / LP)
- Loan terms 12 - 24 months
Flexible financing with rates starting at competitive market levels, designed for investor performance and project type.
We Make Getting Funded Simple.
From prequalification to funding, here’s how Grand Financial makes the loan process fast, simple, and stress-free.
Pre-qualify in minutes
01
Submit documents
02
Get funded fast
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Why Choose Grand Financial
- Built for Speed – Quick decisions, direct underwriting, and closings in days.
- Investor-Focused – Structured specifically for ROI and project performance.
- Transparent & Reliable – Clear terms and communication at every step.
- Experienced Team – Years of lending and real estate expertise.
Join Thousands of Satisfied Customers
Frequently Asked Questions
Fix & Flip, Rental/DSCR, Refinance & Equity (combined), and Purchase Loans. (Construction and
Commercial Bridge are not being promoted on the homepage.)
A minimum FICO of 650 is preferred. Strong collateral, experience, and DSCR may offset credit in some programs.
For most files, 7–10 days after a complete submission and valuation. Complex files may require additional
time for third-party reports.
Yes. All loans are to entity borrowers only (LLC, Corporation, LP, or Trust).
Yes. Our combined Refinance & Equity program can free up capital for acquisitions, improvements, or working capital.
A DSCR loan qualifies based on property income rather than personal income. Typical DSCR targets range from 1.00x to 1.25x depending on the file.
Property address and contract (if applicable), rehab/construction budget, rent roll or lease (if applicable), entity documents, and a recent bank statement for liquidity.
We lend in most U.S. markets with select exclusions. Please contact us to confirm state availability.
Yes. Our combined Refinance & Equity program supports cash-out or rate-and-term refinances on
investment properties.
Click “Get Pre-Qualified” or use the homepage form. A Grand Financial representative will review your file and respond with options.